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Stablecoin payments platform for the tokenized future

Through a single API, Rain helps companies launch stablecoin-powered cards, manage digital dollar accounts, and move money across borders on modern settlement rails.
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Trusted by global platforms 
building modern payment flows

One platform for the full flow of money

 Rain brings accounts, cards, and global money movement together on stablecoin rails through a single unified API. Launch compliant payment flows without managing multiple vendors or fragmented infrastructure.
Accounts
Cards
Money Movement

Accounts

Wallets
Store stablecoins with flexible and secure setups.
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Cards

Card issuing
Launch prepaid or credit card programs powered by stablecoin infrastructure and accepted worldwide.
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Rewards
Offer card-native rewards that drive usage and revenue.
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Money movement

Onramps
Convert fiat into stablecoins.
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Offramps
Convert stablecoins into local currency.
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Virtual accounts
Create named accounts with static routing details to send and receive funds.
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Payments
Send and receive fiat and stablecoin payments.
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Modern payments under the hood. Familiar experiences on the surface.

Rain keeps the onchain complexity behind the scenes, so your customers get simple apps, recognizable cards, and an experience that feels familiar.

Stablecoin-native by design

Rain was built for stablecoin payment flows from the start, giving enterprises infrastructure designed for onchain money movement, not legacy rails with crypto added later.

One partner for global programs

Rain helps partners launch cards and move money across key regions without stitching together local issuers, payment vendors, or fragmented integrations.

Daily onchain network settlement

Rain settles card transactions with card networks daily using stablecoins, improving capital efficiency and speeding up the flow of funds.

Built to launch and scale with you

Compliance, risk, and program operations are built into the platform, with hands-on support from early design through launch and scale.
Use cases

Designed for real-world payment needs

Global card programs

Launch credit or prepaid card programs across markets without rebuilding your stack market by market.
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Global access to US dollars

Provide digital dollar access in regions with limited banking.
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Cross-border B2B payments

Move funds globally with faster settlement and built-in cards.
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Instant, spendable remittances

Provide digital dollar access in regions with limited banking.
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Scoped virtual cards

Give virtual cards, scoped to preset boundaries, to agents and humans alike.
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Controlled agentic payments

Set guardrails that allow agents to spend and move money safely.
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Spend stablecoins like cash

Turn onchain balances into everyday spending power.
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Branded wallet-in-a-box

Embed wallets, cards, and ramps directly into your product.
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Premium cards for global spenders

Offer premium USD cards without traditional restrictions.
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Built on trusted
global infrastructure

Network Partners
compliance CERTIFICATIONS

What's new at Rain

Read more on our blog
Company news

Rain expands global payouts to more than 80 countries in 50 currencies

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Case study

Western Union’s Stablecard goes live on Rain

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Company news

Introducing Rewards

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Launch your stablecoin payments platform with Rain

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Solutions by Use Case
Global card programsGlobal access to US dollarsCross-border B2B paymentsInstant, spendable remittancesScoped cardsControlled agentic paymentsSpend stablecoins like cashBranded wallet-in-a-boxPremium cards for global spenders
Solutions By Industry (Coming soon)
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© 2022-2026 Signify Holdings, Inc. "Rain"

Rain is a financial technology company. Rain and its affiliates are not banks, exchanges, or asset custodians. Rain does not provide FDIC insurance or hold deposits.

Payment products are provided in partnership with licensed institutions. Cards are issued through partners licensed in their respective jurisdictions.

Banking services are provided by SSB, Member FDIC. Funds deposited at SSB are eligible for FDIC insurance up to $250,000 per depositor, per insured bank, subject to applicable limitations and FDIC rules.

Rewards are issued as part of Rain's rewards program. Raindrops are loyalty rewards and are not cash, cryptocurrency, or a deposit account. Redemption options and values may vary and are subject to change. Terms apply.

"Rain", Rain logo mark and "Cover Everything" are registered trademarks of Signify Holdings, Inc.