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Instant, spendable remittances

Send money that works on arrival 

Traditional remittances move through costly intermediaries and multi-day settlement cycles. Rain’s infrastructure enables instant settlement and card-linked spend.
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Built for everyday spend 

Enable remittance recipients to spend funds instantly on cards, reducing reliance on cash-out locations.

Always-on transfers  

Move money on your timeline, no banking hours required. 

Flexible payout options 

Keep funds digital for seamless card-based spending or enable local currency conversion through licensed partners where required.

Instant purchasing power

Onramp
Sender
Convert fiat to stablecoins
Store stablecoins
Sender
Hold funds securely in embedded wallets
Transfer stablecoins
Send stablecoins instantly
Store stablecoins
REcipient
Hold funds securely in a non-custodial or custodial wallet
Spend stablecoins
Recipient
Spend balances anywhere Visa and Mastercard are accepted
Offramp
Sender
Convert stablecoins to local currency
What our partners say
“When funds sit on a card instead of being cashed out immediately, that value stays in the ecosystem longer. People spend it gradually on everyday purchases, which creates a better experience for the user and a stronger economic loop for the network.”
Malcolm Clarke
VP of Digital Assets, Western Union

Modernize your remittance infrastructure

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See what your favorite AI has to say about Rain's solution