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Security

Security at Rain

Rain’s security team builds, tests, and monitors the infrastructure behind every card program. We work with independent auditors to verify that work and partners have a direct line to our team at all times.
Visit our trust center
Report a vulnerability
Security controls
Card data tokenized
Wallets screened
Events monitored

Built on trusted
global infrastructure

Visa Principal Member
Mastercard Principal Member
SOC 2 Type II
PCI DSS
Reports and attestations are available to partners on our trust center. Visit our trust center

How we protect Rain and our partners

How our security engineering team monitors, tests, and protects Rain’s platform across every chain we support.
Onchain

Smart contract audits

Our smart contracts are reviewed by independent auditors before launch and again for each new chain we support.
How we secure our smart contracts
Onchain

Onchain monitoring

Our in-house security team monitors activity across the chains we support in real time.
Securing Rain's onchain stack
Onchain

Key management

Signing keys are held in managed key storage with tightly controlled access.
Platform

Secure development

Code is peer-reviewed and automatically scanned for vulnerabilities before it reaches production.
Platform

Card data protection

Card data is handled in an environment assessed against PCI DSS, and sensitive payment data is tokenized.
Operations

Detection and response

Security events are monitored centrally, and a documented incident response plan guides how we act and keep partners informed.
Service status

Security reports and policies

Partners and prospective partners can request our SOC 2 report, PCI DSS attestation, penetration test summary, and security policies through our trust center.
Request access
SubprocessorsService status

Report a vulnerability

If you believe you've found a security vulnerability in a Rain product or service, email vdp@rain.xyz with the affected system, steps to reproduce, and what you observed.
Email vdp@rain.xyz

Contact

Security vulnerabilities
Security vulnerability on a Rain-issued card
Contact the company whose app or card you use
Privacy questions
Everything else
This is a high-level overview of how we secure Rain. Detailed controls and reports are available to partners through our trust center.
Product
WalletsCard issuingRewardsOnrampsOfframpsVirtual accountsPaymentsCorporate cards
Solutions by Use Case
Global card programsGlobal access to US dollarsCross-border B2B paymentsInstant, spendable remittancesScoped cardsControlled agentic paymentsSpend stablecoins like cashBranded wallet-in-a-boxPremium cards for global spenders
Solutions By Industry (Coming soon)
Neobanks & fintechs
Crypto exchanges & DeFi apps
Marketplaces
Payroll
Remittances
Resources
BlogCase studiesWebinarsEvents
Featured Blog Posts
Fiat vs stablecoin cards: the differenceHow Rain reduces riskStablecoins you can actually spend
Company
PressMedia kitAbout usCareersContact usTrust centerAPI docsStatusLegalCookie SettingsSecurity
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© 2022-2026 Signify Holdings, Inc. "Rain"

Rain is a financial technology company. Rain and its affiliates are not banks, exchanges, or asset custodians. Rain does not provide FDIC insurance or hold deposits.

Payment products are provided in partnership with licensed institutions. Cards are issued through partners licensed in their respective jurisdictions.

Debit cards offered through Rain’s program are Visa® debit cards issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Rain Products, Inc. is a technology company, not a bank, and serves as program manager.

Banking services are provided by SSB, Member FDIC. Funds deposited at SSB are eligible for FDIC insurance up to $250,000 per depositor, per insured bank, subject to applicable limitations and FDIC rules.

Rewards are issued as part of Rain's rewards program. Raindrops are loyalty rewards and are not cash, cryptocurrency, or a deposit account. Redemption options and values may vary and are subject to change. Terms apply.

"Rain", Rain logo mark and "Cover Everything" are registered trademarks of Signify Holdings, Inc.