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Virtual cards for agents

Virtual card issuing for AI agents

AI agents are no longer just recommending purchases, they’re executing them. Rain’s infrastructure enables agents to use virtual cards in real time, with built-in limits, controls, and compliance guardrails.
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Powering agentic commerce today

Real-time single-use virtual cards

Allow agents to create single-use virtual credit cards with transaction-level spend limits. Each card is scoped to a specific purchase, reducing reuse and exposure.

Controls built for the agent era

Define spend limits, merchant restrictions, and transaction-level controls. Cards are tied to the underlying customer account and operate within clearly defined guardrails.

Built on trusted global networks

Agent-initiated transactions run on global card rails today, unlocking immediate support for a new buyer behavior without the need for custom integration work on the back-end.

How agent-initiated payments work

Onramp
Convert fiat to stablecoins
Store stablecoins
Hold funds securely in embedded wallets
User authorizes agent
Agent spends stablecoins on behalf of user
Virtual card is canceled

Add agent-ready payments to your platform

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